Useful Information


TPA Information

Arogya Sanjeevani Individual


ICICI Lombard Arogya Sanjivani is standard health insurance product.


  • Expenses incurred on treatment of cataract are covered subject to sub limits.
  • Dental treatment, necessitated due to disease or injury is covered.
  • Plastic surgery, necessitated due to disease or injury is covered
  • Premium can be paid in instalments of Half yearly, Quarterly or monthly
  • The Policy Period is of one year


Room Rent Limit
up to 2% of the sum insured subject to maximum of Rs.5000/- per day.
ICU Daily Rent Limit
up to 5% of sum insured subject to maximum of Rs.10,000/- per day.
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
All day care treatments covered
Pre-Existing Disease / Illness coverage
Covered after 48 months of continuous coverage
Waiting Period for New Policy
30 days
Each and every claim under the policy shall be subject to Co - payment of 5%
Medical Screening
For insured above the age of 45 or for SI of Rs 5 Lakh
Ambulance Expenses
Expenses incurred on road ambulance subject to a maximum of `2,000 per hospitalisation
Non-Allopathic Treatments
No Claim Bonus
5% for each claim free policy year subject to a maximum of 50% of sum insured.