Useful Information


TPA Information

My:health Suraksha Individual


my:health Suraksha is a delight for individual & families looking for the right health cover.


  • Multiple sum insured options ranging from Rs. 3 Lacs to Rs. 75 Lacs available under this policy.
  • Any age entry option with lifetime renewal .
  • Exclusive covers like Air ambulance cover, Recovery benefit, Infertility cover.
  • Wellness features like Fitness discount@ renewal, Health incentives for maintenance of health.
  • Flexi benefits like choosing room rent capping, co pay in order to avail discounts on premium.
  • Various discount options to like family discount, long term policy discount, loyalty discount.
  • Long term policy options up to 3 years with attractive premium rate.
  • Option to pay yearly premium in 3, 6 and 12 equal installments.


Room Rent Limit
No Limit.
ICU Daily Rent Limit
No Limit.
Pre-Hospitalization Expenses
60 days prior to hospitalisation.
Post Hospitalization Expenses
180 days after discharge from hospital.
Day Care Procedure Coverage
586 day care procedures.
Automatic Restoration of Sum Insured
Available In the form of rebound.
Pre-Existing Disease / Illness coverage
36 months shall apply for all Pre-existing Conditions.
Waiting Period for New Policy
First 30 Days from Policy Inception.
Free Health Checkup
Every year, at our Network Service Provider irrespective of Claims made under the Policy.
Ambulance Expenses
SI 3L to 5 L - Rs. 2000, SI 7.5 Lto 15 L - 3500, SI 20 L to 50 L - 3,500 Above 50 L - 15,000.
Non-Allopathic Treatments
New Born Baby Cover
Optional: Upto Parent Care Sum Insured.
Donor Expenses
The organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant are covered.
No Claim Bonus
For Silver Smart and Gold Smart 10% at each claim free yr, max 100% and for Platinum Smart25% at each claim