Useful Information


TPA Information

Happy Family Floater Policy-2015


Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. Family includes self, spouse, children, parents and parent-in-laws


  • Mediclaim insurance cover for treatment against illnesses
  • Also Covers for accidental injuries and surgery requirement
  • No medical tests required up to 60 Years of Age
  • Cash allowance for the days admitted
  • Attendance allowance if a child between 3 months to 10 years is admitted
  • Add on option of Personal accident for self and dependents
  • Tax rebate available as per provision of Income Tax Rules under section 80-D


Room Rent Limit
1% for Silver and Gold Plan &For Diamond Plan: Rs.10,000 + 0.5% of the Sum Insured
ICU Daily Rent Limit
2% for Silver and Gold Plan& For Diamond Plan Rs.20,000 + 1% of the Sum Insured
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Pre-Existing Disease / Illness coverage
After 48 months
Waiting Period for New Policy
30 days
10% Co Pay under Silver plan
Ambulance Expenses
Up to 1000 per illness, max 1% or 3000
Donor Expenses
Nursing Allowance
Silver:-1 % of the SumInsured per day