Useful Information

Star Health

TPA Information

Diabetes Safe Floater

Synopsis:

Diabetes safe floater is a family health insurance plan that covers not just complications of Diabetes but regular hospitalization as well

Highlight:

  • Any Complication of diabetes is covered from Day 1
  • Cost of artificial limbs due to amputation is covered
  • Also provide regular hospitalization cover for all other ailments/injuries
  • All day care procedures covered
  • Donor expenses for kidney transplant surgery is covered
  • Post renal transplant complications of the insured person covered
  • Second transplant following failure of the first transplant covered
  • No third party Administrator, direct in-house claims settlement
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Actual
ICU Daily Rent Limit
Actual
Pre-Hospitalization Expenses
30 days
Post Hospitalization Expenses
60 days, not more than 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
All day care procedures
Automatic Restoration of Sum Insured
Available
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Co-Payment
20% of each and every claim amount for insured person whose age at entry is above 60 years
Medical Screening
Applicable for plan A
Ambulance Expenses
2000 per policy period
Non-Allopathic Treatments
Not Covered
Donor Expenses
Donor expenses for kidney transplantation surgery
Nursing Allowance
Covered