Useful Information

New India

TPA Information

Arogya Sanjeevani Individual


Arogya Sanjeevani Policy, The New India Assurance Co. Ltd is a Policy designed to cover Hospitalisation expenses.


Room Rent Limit
Room rent is upto 2% of the sum insured subject to a maximum of Rs.5000.
ICU Daily Rent Limit
ICU/ICCU will beupto 5% of the sum insured subject to a maximum of Rs.10000.
Pre-Hospitalization Expenses
upto 30 days
Post Hospitalization Expenses
upto 60 days
Minimum Hospitalization Period
24 hours
Day Care Procedure Coverage
All the day care treatments covered
Pre-Existing Disease / Illness coverage
After 48 months of continuous coverage
Waiting Period for New Policy
30 days
Co-pay of 5% on each and every claim.
Medical Screening
Pre acceptance medical check up is not required
Ambulance Expenses
Expenses incurred on road Ambulance subject to a maximum of Rs.2000/- per hospitalisation
Non-Allopathic Treatments
Ayush treatments will be paid upto the sum insured.
No Claim Bonus
Cumulative bonus is available @5% per every claim free year upto a maximum of 50%.